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Share Draft Checking
(Regular Checking)
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Share Draft Checking Plus
(Interest Bearing) |
Share Draft Incentive Checking
(Seniors Account)
Age 55 or Older |
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No minimum balance |
$500 minimum average daily balance
to earn dividends |
$1,000 minimum average daily balance to earn dividends |
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No monthly service charge |
$5 monthly service charge if $500 minimum balance not maintained |
$2 monthly service charge if $1,000 minimum balance not maintained |
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No per check charge |
No per check charge |
No per check charge |
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No dividends |
Competitive dividend |
Competitive dividend |
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ATM and Debit Cards Available |
ATM and Debit Cards Available |
ATM and Debit Cards Available |
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No annual fee Visa |
No annual fee Visa |
No annual fee Visa |
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Free overdraft protection |
Free overdraft protection |
Free overdraft protection |
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Purchase own checks |
First order of checks free
(KPCU chosen design) |
Free checks
(KPCU chosen design) |
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Reduced consumer loan rates of .25% (except for during special promotions) |
Reduced consumer loan rates of .25% (except for during special promotions) |
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Free travelers checks for two |
Free travelers checks for two |
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Free cashier’s checks |
Free cashier’s checks |
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Free wire transfers |
Free wire transfers |
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Free stop payments |
Free stop payments |
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.15% bonus on new/maturing CDs |
