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Member Rates

Certificate/IRA Rates

Rates accurate as of July 1, 2014 but subject to change.

Term Dividend Rate APY*
6-month Certificate 0.40% 0.40%
12-month Certificate 0.55% 0.55%
24-month Certificate 0.80% 0.80%
36-month Certificate 0.85% 0.85%
48-month Certificate 0.90% 0.90%
60-month Certificate 1.59% 1.60%
24-month 2-Step Jumbo Certificate 0.80% 0.80%
36-month Jumbo Certificate 1.14% 1.15%
48-month Jumbo Certificate 1.14% 1.15%
60-month Jumbo Certificate 1.69% 1.70%
12-month IRA 0.55% 0.55%
24-month IRA 0.80% 0.80%
36-month IRA 0.85% 0.85%
48-month IRA 0.90% 0.90%
60-month IRA 1.59% 1.60%
24-month 2-Step Jumbo IRA 0.80% 0.80%
36-month Jumbo IRA 1.14% 1.15%
48-month Jumbo IRA 1.14% 1.15%
60-month Jumbo IRA 1.69% 1.70%

*APY=Annual Percentage Yield and is subject to change at any time. APY assumes dividends will remain on deposit until maturity. APY is an annual calculation based on a 365/366 day year. A penalty will be imposed for early withdrawals. Fees or withdrawals may reduce earnings. Dividends are paid monthly on all accounts.

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