Regardless of what you are looking for in your checking account, we have options to fit your lifestyle. From no-frills accounts to accounts for our more experienced members, we have an option for you. Use the chart below to compare our accounts.
Compare Checking Accounts
| Checking (Regular Checking) |
Checking Plus (Interest Bearing) |
Incentive Checking (Seniors Account) Age 55 or Older |
|---|---|---|
| No minimum balance | $500 minimum average daily balance to earn dividends | $1,000 minimum average daily balance to earn dividends |
| No monthly service charge | $5 monthly service charge if $500 minimum balance not maintained | $2 monthly service charge if $1,000 minimum balance not maintained |
| No dividends | Competitive dividend | Competitive dividend |
| ATM and Debit Cards Available | ATM and Debit Cards Available | ATM and Debit Cards Available |
| Manage Debit card remotely | Manage Debit card remotely | Manage Debit card remotely |
| No annual fee Visa | No annual fee Visa | No annual fee Visa |
| Overdraft protection | Overdraft protection | Overdraft protection |
| Purchase own checks | First order of checks free | Free checks |
| Reduced consumer loan rates of .25% (except for during special promotions) | Reduced consumer loan rates of .25% (except for during special promotions) | |
| Free cashier’s checks | Free cashier’s checks | |
| Free wire transfers | Free wire transfers | |
| Free stop payments | Free stop payments | |
| .15% bonus on new/maturing CDs |
Debit Cards
Debit cards look like a credit card but perform like a check. Purchases are deducted directly from your checking account, and your transactions are listed in your account history and on your monthly statements. These cards also perform double duty as your ATM card. Find a surcharge-free ATM nationwide!
These cards can also be managed with our new debit card management system. This allows you to manage your cards remotely through Home Banking and our Mobile App. You can:
- Activate your cards
- Freeze or unfreeze your cards or transactions
- Report your cards lost or stolen
- Update spending limits
- Create or update spending alerts
Check Reordering Made Easy!
