Checking Accounts

Regardless of what you are looking for in your checking account, we have options to fit your lifestyle. From no-frills accounts to accounts for our more experienced members, we have an option for you. Use the chart below to compare our accounts.

Compare Checking Accounts

Checking
(Regular Checking)
Checking Plus
(Interest Bearing)
Incentive Checking
(Seniors Account)
Age 55 or Older
No minimum balance $500 minimum average daily balance to earn dividends $1,000 minimum average daily balance to earn dividends
No monthly service charge $5 monthly service charge if $500 minimum balance not maintained $2 monthly service charge if $1,000 minimum balance not maintained
No dividends Competitive dividend Competitive dividend
ATM and Debit Cards Available ATM and Debit Cards Available ATM and Debit Cards Available
Manage Debit card remotely Manage Debit card remotely Manage Debit card remotely
No annual fee Visa No annual fee Visa No annual fee Visa
Overdraft protection Overdraft protection Overdraft protection
Purchase own checks First order of checks free Free checks
Reduced consumer loan rates of .25% (except for during special promotions) Reduced consumer loan rates of .25% (except for during special promotions)
Free cashier’s checks Free cashier’s checks
Free wire transfers Free wire transfers
Free stop payments Free stop payments
.15% bonus on new/maturing CDs

Debit Cards

Debit cards look like a credit card but perform like a check. Purchases are deducted directly from your checking account, and your transactions are listed in your account history and on your monthly statements. These cards also perform double duty as your ATM card. Find a surcharge-free ATM nationwide!

These cards can also be managed with our new debit card management system. This allows you to manage your cards remotely through Home Banking and our Mobile App. You can:

  • Activate your cards
  • Freeze or unfreeze your cards or transactions
  • Report your cards lost or stolen
  • Update spending limits
  • Create or update spending alerts

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Kingsport Press Credit Union | 528 West Center St. Kingsport, TN 37660 | Call – 800.748.9978 or 423.378.9292
Routing # 264279295 | Speedy Phone Banking # 423.378.0626 |  NMLS #176850
Lost or Stolen Card? – Debit/ATM 1.888.241.2510 – Credit Card 1.800.325.3679
Debit Card Management System

Equal Housing Opportunity

EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act

Federally Insured by NCUA

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.