Travel broadens our horizons, exposes us to new foods and cultures, and makes memories which can last a lifetime! But before you pack the suitcase or buy the ticket, you need to do some planning and figure out how you will pay for your trip. Read below for tips on how to adventure without draining your bank account.

Set a budget and stick to it
Before you start planning your trip, it’s essential to set a budget for how much you are willing to spend. This will help you avoid overspending and keep your costs under control. Be sure to include all of your expenses, such as flights, accommodations, food, and activities.

Booking Flights
Save money on your flights by being flexible on airports and travel dates. You may be able to get better deals on airline tickets by being flexible. Planning early gives you time to search for deals on hotels, flights, etc. so don’t wait until the last minute! Travel light and make sure to assess the airline baggage policy as there are often hidden fees depending on your luggage.

Use KPCU Credit & Debit Cards while Traveling
Carry as little cash as possible when traveling. The safest form of payment is your KPCU Credit or Debit card because of our fraud protection services. Also keep in mind VISA cards have a 1% foreign transaction fee. Make sure you always contact your credit union when traveling out of the area to prevent your transactions from being blocked for fraud.

Look for Free Activities at Your Destination
Many cities have free landmarks, tours, or parks which allow you to stretch your legs and experience the local area you are visiting. Skip the paid options and take advantage of the many beautiful public options at your destination. Many galleries and museums even offer “free-admission” days to exhibits which are typically paid.  Also, consider taking public transportation to save money on a rental car. A bus, subway, tram, or even ferry is always the cheaper option.